How Payments Work

Understanding the payment flows on OomrahBooking - for service providers and customers alike.

For Service Providers

Service providers (Travel Agents & Mutawwif) use credits to activate listings on the platform.

Learn about credits

For Customers

Customers can choose between direct payment or platform-protected payment.

Learn about booking payments

Credit System for Service Providers

Service providers purchase credits to activate their listings on OomrahBooking. Credits are managed by our admin team and can be purchased through various channels.

What Credits Are Used For

Package Listings

Travel agents spend credits to activate and publish their Umrah packages for customers to view and book.

Type: One-time fee per package

Mutawwif Profile Listings

Mutawwif guides spend credits to activate their profile and appear in search results for pilgrims.

Type: Duration-based (30/90/365 days)

Customer Request Submissions

Service providers spend credits to submit proposals/quotes when customers post specific travel requests.

Type: Per submission fee

How to Get Credits

Credits are currently managed by our admin team. To purchase credits:

  1. Contact our support team or your account manager
  2. Complete the payment through our approved channels
  3. Credits will be added to your account within 24 hours

Payment gateway integration for self-service credit purchases coming soon.

Booking Payments for Customers

When booking an Umrah package or service, customers have two payment options. Each option has different implications for payment protection and platform fees.

Direct Payment

Pay service provider directly

Platform Fee: 0%
Payment Protection: None
Platform Responsibility: None

Warning: If something goes wrong with your booking, OomrahBooking cannot help recover your payment or resolve disputes. You deal directly with the service provider.

Pay Through Platform

Recommended - Full Protection

RECOMMENDED
Platform Fee: 2% per payment
Payment Protection: Full Escrow Protection
Platform Responsibility: Full Support & Mediation

Protected: Your payment is held in escrow and released according to the service provider's schedule. Refunds available if services are not delivered.

How Platform-Protected Payment Works

1

You pay through our secure payment system

2

Payment held in escrow (not released to provider yet)

3

Released according to provider's payment schedule

4

Final release after journey completion

Platform Fee Example

When you choose to pay through our platform, a 2% fee is charged on each payment. Here's an example:

Package Price RM 10,000
Platform Fee (2%) RM 200
Total Payment RM 10,200

The 2% fee covers payment processing, escrow management, customer support, and dispute resolution services.

Payment Options Comparison

Feature Direct Payment Platform Payment
Platform Fee 0% 2%
Payment Protection
Escrow Service
Refund Eligibility
Dispute Resolution
24/7 Support

Ready to Book?

Browse our verified Umrah packages and choose the payment option that works best for you.